Happy Holidays!

Happy Holidays!
2020 has certainly been a year for the books! A six month long recession, net market gains of approximately 4.5% (Dow Jones Industrial Average as of time of writing), a global pandemic, and an election.
I hope all of you reading this have fared well through this. All of us have been affected by Covid in one way or another. Whether we’ve had it, lost someone to it, it affected our employment, or kept us distanced from our loved ones. It certainly hasn’t been what we were expecting this year.
On the bright side, we have seen people band together to help each other. I have witnessed people organize creative ways to celebrate birthdays and holidays and become proficient with technology that was outside of their comfort zone. Our local animal shelters became devoid of cats and dogs – as they were all adopted. Our neighborhood had a fitness challenge. People have got back in touch with hobbies that went to the wayside before the pandemic began. A social media page that encouraged people to share a view from their window attracted millions of people from around the world to share their little corner of it. It pieced together the humanity that we may be a bit lonely, but we aren’t alone.
With a vaccine starting to be distributed, it appears that 2021 will be a much better year. I suspect that no one will be rationing handshakes or hugs once it’s safe to do so. Vacations will resume, work travel will commence again, and we will slowly get back to the lives we had pre Covid 19.
I hope that we aren’t exactly how we were before the pandemic, though. A pause to appreciate our homes, our friends, our front-line workers, and our scientists might not have been a bad thing. It’s just too bad that we needed to lose so many lives to have a wake-up call to put ourselves in check. Perhaps we all need to stop and smell the roses every once in a while, without having a pandemic forcing us to do so.
May all of you have a wonderful holiday season! Let’s face 2021 the best we can. Together.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Independent Advisor Alliance. IAA is a registered investment advisor. IAA and Silver Key Wealth Management are separate entities from LPL financial. Ms. Herman may only discuss and/or conduct transact securities business with residents of FL, MI, GA, NC, NJ, SC, TX, IN, CO, CA.

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Securities offered through LPL Financial member FINRA / SIPC.

Investment advice offer through Independent Advisor Alliance/IAA a Registered Investment Advisor. IFP and Silver Key Wealth Management are separate entities from LPL Financial. The LPL Financial registered representative associated with this site, may only discuss securities or transact business with persons who are residents of FL, GA, MI, NC, NJ, SC, IN, CA, CO, TX.

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