Market Volatility And You

2018 has been a year of market craziness! Down hundreds of points one day, up hundreds of points the next. Some of you may be tempted to put everything in cash and walk away. Don’t do that! Here’s why:
1. Diversification can be your friend. Is your portfolio well diversified? If so, then that’s a good start. I preach diversification as a key part of investing.
2. Returns are never in a straight line. It’s normal to have ups, downs, and flat markets. Don’t sweat it.
3. Down days due to superfluous news aren’t indicative of a bad market. Think about it this way – is the price of your stock down because of something bad with earnings at the company? Or was there something unrelated to your stock that hit the news cycle that caused the market price to take a temporary drop? If it’s the latter, then don’t worry about it.
4. You shouldn’t have short term money in long term investments.
Keep these ideas in mind and don’t make rash emotional decisions. Your portfolio will thank you later!
The opinions voiced in this material are for general information only and are not intended to offer specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results.
There is no guarantee that a diversified portfolio will enhance overall return or will outperform a non-diversified portfolio. Diversification does not protect against market risk.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Independent Financial Partners. IFP is a registered investment advisor. IFP and Silver Key Wealth Management are separate entities from LPL financial. Ms. Herman may only discuss and/or conduct transact securities business with residents of FL, MI, GA, NC, NJ, SC, TX.

photo credit: Elias Levy

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